No. There is no cost to you to use a licensed insurance agent to assist you with enrolling in the Health Insurance Marketplace. The premiums are set and are the same whether you use a licensed agent or not. However, there are significant benefits to you in seeking help from a licensed insurance agent and a Certified Healthcare Reform Specialist®, CHRS. I am qualified to explain benefits to you and assist you in choosing a health plan that will best serve you and your family.