A Certified Healthcare Reform Specialist®, CHRS, is a professional designation that is earned and confirms that a professional has an educational and competitive edge in staying on top of the rules, regulations and interpretations of the Affordable Care Act. The designation is earned by extensive training and knowledge of the Affordable Care Act, along with mandatory testing requirements. A Certified Health Care Reform Specialist has an in-depth knowledge of health insurance, benefit designs and the Affordable Care Act. A CHRS can help you with determining your subsidy eligibility, comparing plans, benefits and premiums.