Essential Benefits are benefits that ALL plans in the Health Insurance Marketplace must cover as well as employer-sponsored group health plans. They include:

  • Doctor visits
  • Outpatient services
  • Emergency services
  • Hospitalization
  • Maternity and newborn care
  • Mental health and substance abuse disorder services
  • Prescription drug coverage, (8)rehabilitative services and devices
  • Laboratory services
  • Preventive and wellness services
  • Chronic disease management
  • Pediatric services, including oral and vision care