Health Insurance Marketplace

If offered employer-based coverage, your share of the coverage exceeds 9.5% of your individual income.

Your household income must be between 133%-400% of the Federal Poverty Level. (FPL).

Premium credits will be available for individuals who do not qualify for minimum essential coverage available through Medicare, Medicaid, Children’s Health Insurance Programs, CHIP, coverage related to military service, or an employer-sponsored plan that meets affordable & essential benefits tests.  If your employer “offers “coverage you are not eligible for a tax credit.  Even if you don’t accept your employers coverage, you are still not eligible simply because it is “offered” to you.

Persons who are residing in a state with an established Exchange and are not incarcerated or undocumented aliens maybe eligible.

While premium credits can be distributed directly to the insurer in advance, they must be reconciled through one’s individual tax returns. Married persons must file a joint tax return to receive the credit. Individuals who have little or no tax liability may be eligible for premium credits.